Cash ISAs can include:
- cash deposited in bank and building society accounts
- National Savings and Investments products that are specially designed for ISAs (but not other National Savings and Investments products such as the Investment Account, Savings Certificates or Pensioners’ Guaranteed Income Bonds)
- alternative Finance arrangements, such as Shari’a compliant products
- shares in companies and collective investment schemes that fail to meet the qualifying conditions for stocks and shares ISAs
- life insurance policies that fail to meet the qualifying conditions for the stocks and shares ISAs
- the stakeholder cash product
- stakeholder medium-term products that fail to meet the qualifying conditions for stocks and shares ISAs
For Independent Financial Advice on ISAs call 0800 043 6701